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Sanga
  • What is Sanga
  • Real Estate Tokenization
  • Sanga Location
    • Japan
  • Sanga Platform
  • Avantis Lending Platform
  • Sanga SPV
  • Digital Deed Holder Rights
  • How It Works?
    • Properties Identification
    • Property Evaluation
    • Fixed-price Auction
    • Settlement
    • Reselling and Transference
    • Property Redemption
  • Future Roadmap
    • Financing
    • Mortgage
      • Whitelisting
  • Team
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  1. Future Roadmap

Financing

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Last updated 2 years ago

  • The digital token deed is an asset on the blockchain that can greatly improve financial transactions in many ways.

  • One of the significant benefits of having a tokenized asset on the blockchain is the ability to access capital.

  • If the digital deed token holder wants to borrow money from the Avantis Lending platform, they can do so by using their deed token as collateral on the platform.

  • The Avantis Nest platform will use an algorithm to calculate the appraisal price of the properties based on their revenue generation potential and give a loan to the token holder with a loan-to-value ratio ranging from 40-70%.

  • The interest rate will be adjusted based on market rates, but is usually cheaper than traditional markets and without front-end fees.

  • Once the borrower makes a full repayment, the deed token will be transferred back to the investor's wallet.

  • If the borrower fails to make payments, the deed token will be forfeited and the properties will be foreclosed.