Financing

• The digital token deed is an asset on the blockchain that can greatly improve financial transactions in many ways.

• One of the significant benefits of having a tokenized asset on the blockchain is the ability to access capital.

• If the digital deed token holder wants to borrow money from the Avantis Lending platform, they can do so by using their deed token as collateral on the platform.

• The Avantis Nest platform will use an algorithm to calculate the appraisal price of the properties based on their revenue generation potential and give a loan to the token holder with a loan-to-value ratio ranging from 40-70%.

• The interest rate will be adjusted based on market rates, but is usually cheaper than traditional markets and without front-end fees.

• Once the borrower makes a full repayment, the deed token will be transferred back to the investor's wallet.

• If the borrower fails to make payments, the deed token will be forfeited and the properties will be foreclosed.